Terms of Use
These Terms of Use ("Terms") govern your access to and use of the websites, forms, and services operated by First Mover, LLC DBA Friendly Loans ("Friendly Loans," "we," "us," or "our"). By using our services, you agree to these Terms.
Eligibility
You must be at least 18 years old and able to form a binding contract to use this service. You agree that any information you provide is accurate and complete.
How the Service Works
When you submit a request, we may transmit the information you provide to marketplace partners, lenders, brokers, marketers, and other independent providers ("Partners") who may contact you about products or services. Partners are responsible for their own products, rates, terms, and disclosures.
No Financial Advice
We do not provide financial, credit, legal, or tax advice. You should evaluate any offer directly with the provider and consult professionals if needed.
Communications and Consent
By providing your contact information, you authorize Friendly Loans and Partners to contact you at the phone number and email address you provide. If you opt in, you consent to receive calls and/or texts, including autodialed or prerecorded messages, related to your request. Consent is not required to purchase.
You can opt out of marketing emails using unsubscribe links. For SMS, you can reply STOP to cancel and HELP for help. Message and data rates may apply.
Third-Party Websites
Our services may contain links to third-party websites or redirect you to third parties. We do not control third-party websites and are not responsible for their content, privacy practices, or services. Your use of third-party services is at your own risk.
Prohibited Uses
- Providing false or misleading information
- Interfering with or attempting to disrupt site security or functionality
- Using automated means to access the service without permission
- Violating applicable laws or regulations
Disclaimer of Warranties
The service is provided on an "as is" and "as available" basis. We disclaim all warranties to the fullest extent permitted by law, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
Limitation of Liability
To the fullest extent permitted by law, Friendly Loans will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenues, data, or goodwill, arising from or related to your use of the service.
Indemnification
You agree to indemnify and hold harmless Friendly Loans and its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising from your use of the service or violation of these Terms.
Changes
We may modify these Terms at any time. Changes will be effective when posted with an updated "Last Updated" date. Your continued use of the service after changes means you accept the updated Terms.