Personal Loan Rate & Terms Disclosure

Personal loan rate examples (for illustrative purposes only): A $10,000 loan at 4.89% APR with a term of 36 months would result in 36 monthly payments of $299 (Total repayable: $10,772). A $10,000 loan at 9.99% APR with a term of 60 months would result in 60 monthly payments of $201.81 (Total repayable: $12,108.60).

Each state has specific rules and regulations that govern lending partners. The amount you can borrow, the APR, and repayment term are based on your state of residence, the lending partner’s criteria, and your creditworthiness.

Friendly Loans is not a lender and does not make credit decisions. Friendly Loans submits the information you provide to participating lending partners who may perform a soft credit check to determine your eligibility for loan offers. There is no guarantee you will be presented with any personalized loan offers, or that you will qualify for the rates, fees, or terms shown.

If you choose to proceed with a lending partner, you may be subject to a full credit check at the point of application. Approval and loan terms are determined solely by the lending partner.